Stated Income Commercial Real Estate

Explore the Benefits of Stated Income Commercial Real Estate Loans

Stated income commercial real estate financing from Gateway Commercial Funding Group can help you get the property you want without prohibitively high requirements. We provide competitive real estate financing for a variety of projects.

What Are the Benefits of Stated Income Commercial Real Estate Loans?

A stated-income loan works similarly to other types of real estate loans, but with a few key differences:

  • Lower credit score requirements:You don’t need to have excellent credit with stated-income loans. You can get approved even if your business has had issues with credit in the past.
  • Funds for remodeling:Many stated-income loans provide significant flexibility. This means you can get money to improve your property, not just buy it.
  • Flexible terms:We can customize the terms of your loan to your company’s financial needs. For example, some small businesses need lower down payments because of working capital considerations. We’re happy to adapt.
  • Easier application:Traditional mortgages make you fill out many pages with endless supporting financials. A stated-income loan lets you estimate your annual revenue, with no reports necessary.

All of these factors can help you get approved much more quickly. Our team usually approves stated income commercial real estate financing in about 10 days.

Our stated income loans feature:

  • Amounts up to $500,000
  • Fixed rates
  • LTV up to 75%
  • Terms up to 25 years
  • Full amortization

What Can You Expect with the Stated Income Loan Application Process?

At Gateway Commercial Funding Group, we help you every step of the way with financing. You can expect our friendly team to walk you through the application process. We also help you understand your options when it comes to monthly payments, down payments, and other factors. Our goal is to give you a loan that makes you happy and helps your business grow.

Contact us to learn more about our real estate financing.